We offer both Individual and Group Health insurance.

For Individual coverage, we offer both “guaranteed issue” and medically underwritten programs, from no deductible to $5,000 deductible. Coverage can include office visits, preventive care, prescription drug, and dental. We can also help with your individual Medicare supplement.

For Group coverage, we can offer HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HAS (Health Savings Account/high deductible plan), Dental and Optical.  Whether the business is a sole proprietor, partnership, or corporation, we have a solution.

For our Group clients, we provide coverage explanations to the entire group, to a new employee, or even to spouses of employees. For claims that are not progressing, we can cut through some of the red tape and let clients know if the bill in hand must be paid or if it should be reprocessed. We can also help with the addition of new employees, deletion of employees that are no longer with the company, adding a new spouse or child, etc.