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Auto insurance protects you against financial loss if you have an accident.

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A standard policy insures the home itself and the things you keep in it.

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Discover the perfect insurance options to meet your specific and unique needs.

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Group Health Insurance GROUP HEALTH

Learn about different health coverage options that fit your specific needs.

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Group Health

Group Health Information

We can offer HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HAS (Health Savings Account/high deductible plan), Dental and Optical. Whether the business is a sole proprietor, partnership, or corporation, we have a solution.

For our Group clients, we provide coverage explanations to the entire group, to a new employee, or even to spouses of employees. For claims that are not progressing, we can cut through some of the red tape and let clients know if the bill in hand must be paid or if it should be reprocessed. We can also help with the addition of new employees, deletion of employees that are no longer with the company, adding a new spouse or child, etc.

For groups of 50 or more employees, we have additional Health programs that offer significant savings. Talk with us today!
Health Insurance Department Contacts
Email Charles O. (Skip) Howey,Jr.
Email Reba S. Wilkins
Vice President
Email Ashley Schaudt
Health/Life Agent
Email Denise Chapman
Health/Life Agent
Email Dan Higdon
Account Executive
Email Katelyn Potter
 Health/Life Department
Email Fred Bruley
Account Executive
Email  Debbie Anderson
Account Executive
Email Craig Droncheff
Account Executive

 What is group health insurance?

Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members. In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package. Enrolling in group health insurance generally costs participants less than what they would pay for an individual healthcare policy for two main reasons:

  1. The risk is spread over the whole group, as opposed to just one individual.
  2. Many employers pay a portion of employees’ premiums.

What are the benefits of group health insurance?

For employees, the benefits of group health insurance include the reduced price of healthcare and the ease of enrolling through their employer. For employers, the benefits range from attracting quality workers to the tax credits they can receive.

Is your business required to purchase group health insurance?

Large businesses with 50 or more employees are now required to offer group health insurance under the Affordable Care Act. Small businesses with fewer than 50 employees are not required to offer coverage, but they can qualify for tax credits to help offset the cost if they choose to offer healthcare and pay for at least half of each employee’s premium.

Contact us today for more information about group health insurance.


An authorized independent Agent for Blue Cross Blue Shield of Michigan and Blue Care Network



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