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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Recreational Products RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Group Health Insurance GROUP HEALTH

Learn about different health coverage options that fit your specific needs.

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Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

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Personal Lines

Personal Lines Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Personal Lines Information

Howey & Associates Insurance - Personal Insurance Trenton, Woodhaven, Downriver, Michigan

We provide the following coverages, along with other special coverages:

  • Auto
  • Home Owner
  • Condominium
  • Rental
  • Recreational Vehicle
  • Motorcycle
  • Boats
  • Flood
  • Inland Marine / Jewelry / Fine Art
  • Personal Umbrella
  • + More

Our Companies:

  • AAA
  • Cincinnati Insurance Companies
  • Citizens Insurance
  • Encompass Insurance
  • Grange Insurance
  • Hagerty Insurance
  • Harleysville Insurance Company
  • Hastings Mutual Insurance Company
  • Michigan Insurance Co.
  • Progressive Insurance
  • Safeco Insurance


                                   Personal Lines Department Contacts
Email Shasta Hall CISR, CSR Email Roger Brown, Account Executive   
Email Dominic Frontera, CSR Email  Tracey Edison CISR, CSR
Email Kathy Masserant CISR, CSR Email  Jim Antecki, Account Executive 
Email Chris Shupick , CSR    
PLEASE NOTE: No coverage or policy changes requested by email are effective/executed until written confirmation is issued by an agent of Howey & Associates Insurance.

Homeowners Insurance
The Homeowner policy provides coverage for your house, including an attached garage, other personal structures on your property, the contents of your home, and additional living expense in the event of an insured loss. In addition, personal liability protection with unlimited defense cost is included. Let us help you determine the right coverage to protect your home and its contents, along with other property such as jewelry, furs, fine arts, computers, etc.

Automobile Insurance
An Auto policy provides liability and property protection insurance, which is coverage for bodily injury or property damage for which you are legally liable, and personal injury protection, which is coverage for your accident-related medical expenses and loss of wages. These coverages are mandatory in Michigan. Optional coverages you may choose to purchase are uninsured motorist, underinsured motorist, comprehensive, collision, towing, and rental reimbursement. We can help you make effective coverage choices.

Boat Insurance
The Boat policy also provides liability and physical damage coverage for your watercraft. Optional coverages available are On-Water Towing, Uninsured Boats, Fuel Spill Liability, and Wreckage Removal. Small boats may be eligible for coverage under the standard Homeowner policy.

Motorcycle Insurance
The Motorcycle policy provides liability and physical damage protection as well as a wide range of other optional coverages such as Towing, Roadside Assistance, Medical Payments, Safety Apparel, and Optional Equipment coverage.

Umbrella Coverage
The Personal Umbrella policy provides important catastrophic protection for Automobile liability or Homeowners liability related claims after your primary insurance limits are exhausted. It can also provide coverage for libel, slander, invasion of privacy, defamation of character claims, and other liability claims, which may not be covered by your current Homeowners or Auto policies. Contact us to discuss this important coverage.


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